Here’s How Much A 72 Hour Hold Costs Without Insurance

By Jared Levenson - Reviewed on July 4, 2023
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The term “72-hour hold” often concerns mental health care costs. But what exactly does this mean, and how much can it cost without insurance? This article aims to guide you through these questions.

Here’s our quick answer regarding the costs of a 72-hour hold: about $800 per day.

How did we arrive at this conclusion? The Online Mental Health Reviews team is qualified to write about the cost of a 72-hour hold without insurance due to our extensive experience and research in the mental health field.

Our professional backgrounds span from working in residential mental healthcare providers and health facilities to being licensed counselors.

In our research, we identified two primary sources:

  1. Cost of a 72-hour hold without insurance: The price varies from place to place and hospital to hospital. However, healthcare cost databases show that the average daily cost of psychiatric hospitalization in the U.S. is between $800 and $1,500 daily.
  2. In 2017, the average price of a 5150 hold if there is no insurance was about $2,264, according to research. But this price may vary significantly based on state, circumstances, leaving early, and other factors.
    • This comes out to $754 per day. To simplify, we say $800 daily because $800 matches the other data source range.

This is a complex topic; we’ll peel back the layers and provide useful information in this article. Let’s dive in!

What is a 72-Hour Hold?

Involuntary psychiatric hospitalization, a 72-hour hold, can be critical in ensuring the safety of individuals struggling with severe mental health conditions or crises.

However, the costs associated a 72-hour hold procedure can be significant, particularly for those without insurance. Here’s what you need to know about involuntary psychiatric hospitalization, 72-hour hold laws, and its potential costs.

  1. What it is: Involuntary psychiatric hospitalization often called a 72-hour hold or a Baker Act, is when an individual is held in a psychiatric hospital for evaluation and treatment without their consent, typically because they pose a danger to themselves or others.
  2. Costs Involved: A 72-hour hold can vary greatly depending on the location, hospital, and type of care required. Costs can range from $500 to over $1500 per day.
  3. Insurance Coverage: If you have health insurance, check your policy to see what is covered. You’ll likely be responsible for the full cost if you’re uninsured.
  4. Financial Assistance: Some hospitals offer financial assistance programs or payment plans. It’s worth talking to the hospital’s billing department about your options.
  5. Legal Aspects: Understanding the legal aspects of involuntary hospitalization is crucial. NAMI provides resources that can help.
  6. Post-Hospitalization Care: Following the hold, outpatient therapy or counseling is usually recommended. Online therapy platforms can provide more affordable options for ongoing care.

Remember, your mental health is important. Don’t let the potential cost deter you from seeking help if you need it. There are resources available to assist you.

Laws and Policies Around Involuntary Psychiatric Holds

Laws and policies regarding involuntary psychiatric holds vary greatly from state to state, as well as costs.

Generally, however, a qualified mental health professional or police officer can initiate a 72-hour hold based on their judgment of the individual’s behavior and mental state.

Average Cost of a 72-Hour Hold in the United States

Understand the Costs of Going without Health Insurance

Without insurance, the cost of a 72-hour hold can be substantial. The average cost can range from $800 to $1500 per day, depending on the state and hospital. We stated earlier an $800 per day number is a ballpark figure. However, truth be told, there is so much variance it’s very difficult to tell for certain.

Therefore, an estimated 72-hour hold cost would be between $800 – $3,200.

Individuals placed on a 72-hour hold have certain legal rights. For instance, they can speak with a lawyer and challenge the hold in court. If the court finds the hold unjustified, the individual must be released.

Understanding the Costs Involved

When dealing with a mental health crisis like the need for a 72-hour hold, understanding the costs involved is crucial, especially for those without insurance.

While costs vary widely based on location, facility, medications, and individual needs, it’s important to know what factors influence the costs, what to expect, and how to navigate them.

  1. Average Cost of a 72-Hour Hold: A 72-hour hold can range from $800 to $1,500 per day, depending on the facility and state.
  2. Additional Expenses: Beyond the basic cost of the hold, additional expenses may include medication, therapy sessions, or extended hospital stays.
  3. Location: Hospitals in urban areas typically charge more than those in rural areas.
  4. Hospital Type: Private hospitals generally have higher rates than public hospitals.
  5. Medical Services: The cost can increase if the patient requires additional medical attention, such as medication or therapy.
  6. Public vs Private Facilities: Public hospitals often operate on a sliding scale fee system, while private facilities typically charge more. They may have different 72-hour visiting guidelines as well, but this varies from location to location.
  7. Financial Assistance: Check out SAMHSA’s guide on the Affordable Care Act for information on healthcare coverage for mental health services.
  8. Negotiating Costs: Some hospitals may be willing to negotiate costs or offer payment plans. Websites like Healthcare Bluebook can help you understand fair prices for care.
  9. Free or Low-Cost Resources: Organizations like the National Alliance on Mental Illness (NAMI) offer resources on finding affordable mental health care.

Remember, your mental health is paramount. Don’t let mental health treatment costs deter you from seeking the help you need. There are resources available to help you navigate this journey.

Financial Assistance Options for Individuals Who Cannot Afford a 72-Hour Hold

how much does a 72 hour hold cost without insurance

For those who cannot afford a 72-hour hold, several financial assistance options are available:

  • Medicaid: This state and federal program can help cover the cost of a 72-hour hold for eligible individuals.
  • Charity Care Programs: Some hospitals offer charity care programs that can reduce or eliminate the cost for those who qualify.
  • Payment Plans: Many hospitals offer payment plans that allow patients to pay their bills over time.
  • Financial Assistance Programs: Federal and state programs can help cover some or all of the costs associated with a 72-hour hold for those without insurance.
  • Negotiating Lower Costs: Some hospitals may be willing to negotiate the costs, offer payment plans, or even provide care at a reduced rate based on your income.
  • Alternative Options: There may be more affordable options like community mental health centers, teletherapy, or outpatient treatment, depending on the individual’s condition.
  • Free Clinics: Some organizations and communities offer free clinics with mental health services.
  • Online Resources: There are many online resources and hotlines available that offer free counseling and advice.

How to Get Mental Health Help Without Insurance

When navigating a mental or physical health crisis without insurance, the cost of care can add extra stress. But don’t let this discourage you from seeking help.

A 72-hour psychiatric hold—an involuntary hospitalization for emergency care and evaluation—can be costly, but there are ways to access mental health care even without insurance.

  1. Community Health Centers: These facilities often offer mental health services on a sliding fee scale, making care more affordable based on your income.
  2. Public Hospitals: Public hospitals must provide care to all patients, regardless of their ability to pay. They may also offer payment plans or financial assistance.
  3. Local Non-Profits or Charities: Some non-profit organizations provide free or low-cost mental health services.
  4. Online Therapy Platforms: Many online platforms offer therapy at lower rates than traditional in-person sessions.
  5. University Training Clinics: If you live near a university, you may have access to low-cost services provided by students training in psychology or counseling.
  6. Financial Assistance Programs: Look into government or state programs that can help cover the cost of mental health care.
  7. Self-Care Practices: While not a substitute for professional care, regular exercise, a healthy diet, and mindfulness meditation can support overall mental health.

talk therapy to a doctor online

Thankfully, with today’s technology, there are more accessible and affordable options available. One such option is online consultation with a doctor or psychiatrist, which can offer immediate support and guidance.

  1. Brightside Health: Brightside Health is evidence-based and covers over 50 million Americans through its insurance partners. Includes access to board-certified doctors, specialists, and therapists from your home.
  2. Doctor On Demand: Connect with psychiatrists and psychologists who can provide therapy and medication management.
  3. MDLive: MDLive offers virtual appointments with licensed therapists and psychiatrists.
  4. BetterHelp: Through BetterHelp, you can get matched with a licensed therapist for weekly video or phone sessions. Very highly rated, but doesn’t accept insurance.
  5. Talkspace: Talkspace connects you with a dedicated therapist for messaging and live video sessions.

Remember, it’s important to prioritize your mental health, and these online resources can help you do just that, regardless of insurance coverage or costs.

Cost of a Psychiatrist Without Insurance

Below, we’ve outlined what you might expect to pay for a psychiatrist without insurance and provided resources to help make mental health care more affordable.

  1. Initial Consultation: An initial psychiatric consultation can range from $100 to over $500, depending on the psychiatrist’s experience, location, and specialty.
  2. Follow-up Sessions: Follow-up sessions usually cost less than initial consultations, typically ranging from $75 to $300 per session.
  3. Medication Management: If medication is part of your treatment plan, this may add to the overall cost. Prices can vary widely based on the type of medication.
  4. Sliding Scale Clinics: Some clinics offer sliding scale fees based on income. Check out the National Alliance on Mental Illness for resources.
  5. Online Psychiatry: Online platforms like Talkspace or BetterHelp can provide more affordable options for psychiatric care.
  6. Negotiating Lower Fees: Don’t be afraid to discuss fees with your psychiatrist. Some may be willing to negotiate their rates.

Remember, your mental health is crucial and there are resources available to help make care for mental illness more accessible, even without insurance.

Can I Negotiate the Cost of a 72-Hour Hold without Insurance?

The costs associated with a 72-hour hold can be substantial, particularly for those without insurance. But knowing the price isn’t always set in stone is important.

If you’re faced with this situation, you may have options to negotiate these costs and make care more affordable.

  1. Understand the Costs: Get a detailed breakdown of the costs involved. Websites like Healthcare Bluebook can help you understand fair prices in your area.
  2. Speak with the Billing Department: Explain your financial situation. Many hospitals have financial counselors who can help you navigate payment options.
  3. Payment Plans: Ask if the hospital offers payment plans. This can allow you to pay off the bill over time.
  4. Charity Care Programs: Some hospitals offer charity care programs that can reduce or eliminate costs for those who qualify.
  5. Negotiation: Don’t be afraid to negotiate the price. Some facilities may be willing to lower the cost, especially if you can pay a portion upfront.
  6. Medical Bill Advocacy: Consider hiring a medical bill advocate, such as those found at Medical Billing Advocates of America, to help negotiate on your behalf.

Remember, your mental health is crucial. Don’t let financial barriers prevent you from seeking the care you need. There are resources available to guide you through this process.

How Much Does a 72-Hour Hold Cost Without Insurance Conclusion

In conclusion, while the cost of a 72-hour hold without insurance can be high, resources are available to help manage these expenses. It’s crucial to understand your rights and options in these situations.

You can expect an average $800 daily bill without insurance, but that number can vary greatly depending on individual circumstances.

Remember, if you need to reach a lawyer or expert for urgent questions, Just Answer’s $5 trial is a reasonable option. Our team has bought and reviewed Just Answer, and we believe this service could be helpful when navigating the complexities of the healthcare industry.

Our team hopes this information was helpful. If you have any questions about the challenging of a 72 hour hold, 72 hour hold laws, involuntary commitment, visiting privileges, cost of a 72-hour hold with insurance, or without insurance, or who pays for a 72-hour, feel free to leave a comment below.

We’d also love your suggestions on what mental health software product Online Mental Health Reviews should evaluate next. Your input is highly appreciated!

If You Are In Crisis

If you’re facing an emergency, waiting for an online group therapy session may not be the safest option. Should you find yourself in immediate need of help, please dial 911. This is particularly crucial if you’re contemplating self-harm or harm to others.

For those grappling with thoughts of self-harm, the 988 Suicide and Crisis Lifeline is also available. Just dial 988 to get access to round-the-clock assistance.

Additionally, the national suicide prevention lifeline of the Substance Abuse and Mental Health Services Administration (SAMHSA) can be reached at 800-662-HELP (4357). This toll-free, confidential service operates 24/7, 365 days a year, offering treatment referrals and information to individuals battling mental health or substance abuse disorders.

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